Job Overview:
The Mortgage Officer is responsible for originating quality saleable mortgage loan applications from assigned Dollar Bank branches and various referral sources including, Realtors, financial planners, attorneys, and other professional contacts.
Qualifications:
* High school diploma/GED required.
College degree preferred
* Minimum of 3 years of originating mortgage loan applications required
* Excellent communication and organizational skills
* Ability to follow Freddie Mac, Fannie Mae, FHA and VA guidelines to structure quality mortgage applications
* Software knowledge including; Point of sale first mortgage loan origination system, Microsoft Word and Excel
* General business, financial and credit lending knowledge
* Must possess a valid driver's license and reliable vehicle
* NMLS Registration
Principal Activities and Duties:
* Enter all data required to complete a residential mortgage application in the loan origination system
* Provide buyer with all required early disclosures
* Assist borrowers by explaining lending programs and all required information needed to complete the mortgage process
* Properly quote interest rates for loan programs offered and lock-in the interest rate at the time of the borrower's request
* Achieve assigned production goals
* Actively network with Realtors and other professional referral sources and attend networking functions and trade shows as determined by management
* Oversee active pipeline of mortgages from application to closing and work closely with the operations personnel to assist in processing the application when needed
* Work closely with branch personnel of assigned branches.
Attend meetings and branch events as assigned
Physical Requirements and Working Conditions:
Perform sedentary to light work (able to lift up to 20 pounds from floor to waist, and/or a negligible amount of force constantly to lift, carry, push, pull, grasp, or otherwise move objects).
See, hear, talk and perform tasks requiring manual dexterity and visual acuity; sit, stand, walk, crouch, reach, pull, push and other similar, repetitive tasks requiring physical activity.
Able to operate standard office/computer equipment such as photocopiers, fax machines, computers, iPads, scanners, calculators, etc.
Note:
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.