This role reports to a Risk Policy Senior Group Managerin the Global Retail Policy and Strategic Initiatives team in Global Independent Credit Risk Management.Responsibilities include leading strategic risk management initiatives, performing a variety of ad-hoc analytical projects including in-depth product/program analytics to support global unsecured portfolio oversight teams, preparing materials for senior managers and regulators, coordinating oversight and reporting processes and liaising with other areas throughout Citi as needed. The candidate will work closely with a broad set of business, risk and operations teams across all businesses and functions.
KeyResponsibilities
This role is responsible for leading strategic initiatives and conducting analyses on a global and portfolio basis pertaining to unsecured portfolio oversight, governance and associated processes. The role also helps coordinate and prepare materials for review by riskmanagementseniors, regulators and the Citi Board of Directors. It entails a significant amount of process comparison and practice evaluation across Global Retail Businesses and will be a primary resource for a number of ongoing and planned projects. The candidate will be responsible for maintaining various policy-related processes while designing and implementing incremental processes as needed to monitor adherence to Retail Credit Risk Policy (RCR). He/she will also have responsibility for, or participate in, program, process or product reviews to identify best practices and/or policy gaps. Finally, the candidate will assist in revising RCR as needed as part of assigned strategic initiatives. Key Responsibilities include:
Oversee or collaborateon special projects, ad hoc analyses, senior reporting and regulatory requests asrequired with a strong analytic focus.
Work with other teams within Global Retail Credit Risk Management to enhance oversight tools andprocesses.
Liaise with Enterprise Risk Managementteams and other business lines and functions.
Work with groups throughout theUS Personal Bankto provide effective challenge of proposednew initiatives,strategy changes and new product programs as required.
PerformIndependent Risk policy-driven processes as asked (e.g.,Global Significant Credit Change and Credit Test limit monitoring, Balanced Scorecard reviews, etc.).
Provide oversight and guidance to in-business risk teams regarding RCR.
Prepare gap and/or impact analyses related to policy and regulatorychanges
Qualifications:
10+ years of experience in retail credit risk management, preferably with multiple retail lending products andfunctions across the full consumer credit life cycle.
Strong analytic skillsrequired. Candidates with knowledge of Tableau and other Business Intelligence platforms are preferred.
Familiarity with Citi systems (e.g., Pearl, Genesis, Retail Optima) and Retail Credit Risk Policy are strong plusses.
Ability to digest and synthesize disparate data and prioritize and driveresults.
Ability to work well under pressure and with short deadlines and little supervision or direction – must be self- motivated and eager to engage.
Strong verbal and written communication, risk and financial analysis, problem solving, and decision-makingskills.
Strong sense of accountability and ownership with a strong workethic.
Bachelor's degree required; graduate degree preferred. Ideally in a quantitative field (e.g., economics, finance, mathematics,engineering).
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Job Family Group:
Risk Management------------------------------------------------------
Job Family:
Risk Policy------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Primary Location:
Irving Texas United States------------------------------------------------------
Primary Location Full Time Salary Range:
$156,160.00 - $234,240.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Anticipated Posting Close Date:
Jul 29, 2024------------------------------------------------------
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity reviewAccessibility at Citi.
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