Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B. We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts. Upgrade has been named a "Best Place to Work in the Bay Area" three years in a row, "Top Companies to work for in Arizona" and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans. We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1850 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives. About the Role:
We are seeking a detail-oriented and highly organized Cash Accountant to join our finance team. The Cash Accountant will be responsible for the day-to-day management of the company's cash accounting, ensuring accurate and timely cash reporting, and maintaining strong internal controls. What You'll Do: Cash Accounting: Record cash receipts and disbursements in the general ledger, ensuring accurate tracking of cash transactions. Reconciliations: Perform daily bank reconciliations, investigate discrepancies, and resolve outstanding items promptly. Internal Controls: Maintain and enhance internal controls over cash transactions to mitigate risk and ensure compliance. Audit Support: Assist with internal and external audits related to cash and cash equivalents. Process Improvement: Identify and implement process improvements to increase efficiency and accuracy within the cash management function. Lending Support: If applicable, assist with accounting and reporting for lending activities, including loan disbursements, repayments, and interest calculations. What We Look For: Bachelor's Degree: in Accounting, Finance, or a related field. Experience: 3+ years of experience in cash management or a similar accounting role. Skills: Strong attention to detail, excellent analytical and problem-solving skills, proficiency in Excel and accounting software. Lending Experience: Familiarity with lending accounting principles and practices is a plus. Communication: Excellent written and verbal communication skills. Teamwork: Ability to work effectively in a team environment and collaborate with other departments. What We Offer You: Competitive salary and stock option plan 100% paid coverage of medical, dental and vision insurance Flexible PTO Opportunities for professional growth and development Paid parental leave Health & wellness initiatives The compensation range of this position in San Francisco, CA is USD $70,000-$85,000 annually plus equity and benefits. Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience. #BI-Hybrid Notice to California-based Candidates for Employment. This California Candidate Privacy Notice is intended to provide information about how Upgrade collects and uses personal information to California consumers who apply for employment with Upgrade If you are employed by Upgrade, refer to the Employee Handbook for additional information. For any questions about this notice, please contact ******** . Personal Information Upgrade Collects: Identifiers Including name, address, email, telephone number, social security number, driver license number, passport number, and other personal identifying information. Characteristics of protected classifications under California or federal law, including demographic information and other personal information obtained during the application process, such as gender, race, national origin. Professional or employment-related information, such as salary/compensation and benefits packages, other relocation or job preferences, prior background, experience, skills, and other information in support of your application, reference information, other information obtained through background checks, including employment, credit, and criminal history. Education Information. Any other information you provide as a part of recruitment, job application, or interview process. Purposes for Collecting Personal Information: To consider qualifications, skills, and interest for employment. To communicate with you during the recruitment and interview process. To conduct background checks and verify your information if you are offered employment. To provide compensation, including payroll, and administer stock options and benefits, including medical, dental, vision, commuter, and retirement benefits. To provide human resources services and conduct performance evaluations. To monitor work eligibility including work-related licenses, credentials, training, and eligibility to work in the United States. To improve recruitment and interview processes and ensure a safe and efficient working environment. To comply with applicable legal or regulatory requirements including state and federal company reporting obligations. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.