Full job description POSITION SUMMARY: The Credit Analysis Manager oversees the day to day operations of the credit underwriting function; ensuring performance quality, consistency of underwriting and timeliness that meets or exceed customer and bank expectations.
ESSENTIAL FUNCTIONS :
Review incoming loan applications for completeness of information and assigns to an analyst or self Analyzes loan data on new and existing loans for purposes of approval of new money or modification or an annual review of a borrower Manages workload of team of analyst including new money and annual reviews; additionally special projects as required Oversees workflow to ensure efficiency in process and adherence to policy Provide on-going training, guidance, and assistance to team of analysts, ensuring adequate workload Works with lenders to obtain and understand the necessary information to analyze borrower's credit worthiness Responsible for overseeing ensuring compliance with HMDA compliance requirements, including the quarterly HMDA reports (including small business loans and community developments loans). Maintains a working knowledge of all the lending compliance regulations and credit policy, ensuring compliance Consults with customers, as appropriate to understand financial condition, verify financial information and credit needs Acts affirmatively in all activities under his or her control in conformance with Bank lending policies. Performs other related duties as required. REQUIRED EDUCATION / EXPERIENCE / SKILLS: Associate or Bachelor's degree in business, finance, accounting, or other appropriate business related field with two (2) to five (5) years previous experience within a commercial lending division of a financial institution or an equivalent combination of work experience and education. Solid knowledge of commercial banking and credit lending laws and regulations Knowledge of appraisal and environmental regulation preferred Strong verbal and written communications skills; presenting ideas, facts, and technical information with others clearly and concisely Strong attention to detail with the ability to complete various job tasks in an accurate manner; must be able to organize, prioritize, and meet work deadlines Ability to maintain a high level of confidentiality and deal with co-workers in a professional manner Proficient with computer applications such as Word, Excel, Access, Outlook, Abrigo, etc. Able to perform under stress when confronted with critical timeline constraints and large work volumes Ability to identify tasks requirements and monitor progress towards completion Ability to receive guidance and supervision and follow work rules and procedures. Ability to meet deadlines, and to meet punctuality and attendance standards
Windsor Federal Bank is an Equal Opportunity Employer.
Windsor Federal Bank offers a competitive salary and full benefits package.
For consideration for this position send resume to:
Windsor Federal Bank, 270 Broad Street, Windsor, CT 06095
An Equal Opportunity Employer
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