Job Description: Ready to apply Before you do, make sure to read all the details pertaining to this job in the description below. The Credit Policy Group, VP reports to the manager of the Credit Policy Group. Responsible for supporting the establishment, maintenance, and monitoring of an efficient and effective Credit standards and procedures framework to facilitate the bank business objectives and facilitate risk management of new and existing credit exposure. This includes the oversight of processes used to create, maintain, and modify Americas Credit Standards (ACSs), Americas Credit Related Procedures (ACRPs), and the bank Americas Underwriting Guidelines in accordance with the the bank Americas Policy Governance Policy, BPM 1432 | CPP 4206, and consistent with the bank Americas Credit Risk Management Policy, and other applicable policies, standards, and procedures. Coordination and socialization with Front, Second, and Third Line subject matter experts and stakeholders as required. Oversight and administration of elements of the required governance pursuant to applicable policies, procedures and standards including Management Governance Body Standard. This includes note and/or minute-taking as applicable, and record-keeping for the governance body with purview over the ACS/ACRP/MAUG documents as well as determining based on materiality which proposed actions require governance review and approval vs. which can be address administratively. Develop and maintain productive working relationships with vertical and horizontal partners as needed including Credit Administration, Credit Strategies, Front Line business units, Third Line, Compliance, and Americas Legal Division to facilitate effective and efficient processes and outcomes. Work with Home Office partners as needed including Credit Policy and Planning Division – CPPD, and others to ensure ongoing coordination with global objectives and priorities, and information-sharing on best practices. Ongoing collaboration with other partners such as Front Line Quality Control, Second Line Quality Assurance, and Credit Training teams is required to ensure appropriate feedback loops are maintained and timely changes/enhancements made where beneficial. Work proactively to ensure credit policy, standards, and procedures meet regulatory requirements and expectations. Skills and Experience Qualifications: 5+ years demonstrated experience in risk management Direct experience with credit policies, standards, procedures, and guidelines Strong analytical skills & problem-solving capabilities Detail-oriented and well-organized Strong strategic, communication, writing and presentation skills Strong work ethic, ability to make decisions, & work under tight deadlines Demonstrated ability to establish and deliver efficient, effective solutions in a timely manner College degree or equivalent professional experience Preferred: Extensive knowledge of risk management, risk policy governance best practices Deep industry experience in banking and risk management rules and regulations Advanced degree or certification in a field pertinent to credit risk and policy Working knowledge of the bank information systems Demonstrated ability to work horizontally across teams and at various levels in an organizational hierarchy