Exec Eoffer Colorado

You Lead the Way. We've Got Your Back.With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.At American Express, you'll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.Join Team Amex and let's lead the way together.Vice President, Audit Leader, U.S. and Retail Banking ServicesWhy American Express?There's a difference between having a job and making a difference.American Express has been making a difference in people's lives for over 170 years, backing them in moments big and small, granting access, tools, and resources to take on their biggest challenges and reap the greatest rewards.We've also made a difference in the lives of our people, providing a culture of learning and collaboration, and helping them with what they need to succeed and thrive.  We have their backs as they grow their skills, conquer new challenges, or even take time to spend with their family or community.  And when they're ready to take on a new career path, we're right there with them, giving them the guidance and momentum into the best future they envision.Where are these roles located within American Express?IAG is a worldwide function with 270+ team members and offices across nine countries within American Express.  We are committed to growing our audit staff as we continue to expand and enhance the Internal Audit Group. Our assurance and risk professionals have diverse backgrounds including internal controls, consumer compliance, technology, operational risk, financial accounting, data analytics, and banking operations.  Most IAG team members hold at least one professional certification.Our audit teams align to key risk areas and business units to ensure IAG can provide comprehensive and risk-based audit coverage. In addition, IAG has a Professional Practices group responsible for managing audit operations, quality, and standards; regulatory relations; reporting; training and professional development; and key internal capabilities and technologies.Key ResponsibilitiesThe Band 45 Vice President, Audit Leader, U.S. and Retail Banking Services within the Internal Audit Group will have the following responsibilities:Drive cultural transformation in Internal Audit to effectively assess the Company's U.S. Retain Banking Services and the key governance activities of the American Express National Bank (AENB).Create and deliver an annual audit plan for the U.S. and Retail Banking Services business units using an integrated auditing approach that considers financial, operational, compliance, and technology risks, among others. This involves understanding both the Bank's and the Retail Banking Services' business strategy and ensuring that the IAG strategy is appropriately designed to evaluate the most salient risks associated with such strategy.Lead all audit engagement related to the governance of American Express National Bank, including related regulatory requirements (e.g., Regulation W & Affiliate Management, Regulation O - Insider Lending, Community Reinvestment Act, Strategic Planning). Lead all audit engagements related to U.S. consumer banking products, including deposit products (e.g., Amex Savings and American Express Rewards Checking), insurance products (e.g., embedded credit card insurance products), and partner offerings (e.g., Wealth Management solutions). Lead audit strategy and coordinate Internal Audit coverage of global new product coverage and OCC Heightened Standards requirements across the first and second lines of defense.  Perform annual assessment of compliance with the Heightened Standard. Set direction and provide oversight during the planning, execution, and reporting phases of all audit engagements in the assigned audit portfolio, including special advisory reviews; and ensure ongoing monitoring activities are effective in capturing existing, upcoming, and emerging risks.Manage a team of audit professionals to execute audit engagements, ongoing monitoring activities and validation of audit and regulatory findings in conformance with professional and department standards and within budgets and deadlines.Drive business and risk insights through the oversight and growth of a portfolio of audit analytics.Effectively coach, teach, mentor, and develop less experienced colleagues and co-sourced resources in geographically diverse locations across all aspects of their role, the audit and analytic lifecycle, audit methodology, best practices, and banking concepts and products (including associated risks and controls).Lead meetings with internal and external stakeholders, including the Company's regulators.Qualifications Subject matter expertise in auditing Bank governance and affiliate oversight, U.S. consumer banking products, new product development, and enterprise risk management principles at a major financial institution (12+ years of relevant audit experience)Advanced degree in Business Administration or Finance.CIA, CRMA, CPA, CFA certifications preferred.Proven ability to quickly identify the mission critical areas in an internal controls framework and prioritize work accordingly.Superior understanding and appreciation of regulatory, accounting, and financial industry guidance, best practices and emerging risks affecting the banking industry (inclusive of the use of artificial intelligence, machine learning, crypto and digital currencies) and potential regulatory compliance implications.Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), and scorecards/dashboards. Ability to break-down a complex problem into components, solve them using data analysis, process knowledge and risk/control knowledge, and communicate data analysis, issues and control recommendations with transparency and integrityStrong written and verbal communication skills that deliver quality, actionable and impactful feedback to management on potential control issues and solutions to close gaps. Significant experience interacting with U.S. regulatory examiners.Knowledge and experience in the application of control theory and professional auditing practices including the audit lifecycle.Work independently, within a team and across teams in a fast-paced environment to drive business results, utilizing related project management skills, employing creative thinking, and the ability to work on competing priorities.Proven ability to lead and manage multiple projects and provide developmental feedback across deliverables.Proven ability lead team members in a way that encourages, develops, and delivers results.Salary Range: $185,000.00 to $260,000.00 annually + bonus + equity (if applicable) + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:Competitive base salaries Bonus incentives 6% Company Match on retirement savings plan Free financial coaching and financial well-being support Comprehensive medical, dental, vision, life insurance, and disability benefits Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunitiesFor a full list of Team Amex benefits, visit ourColleague Benefits Site.At American Express, you'll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers/Employees -Click here to view the "Know Your Rights" poster and supplement and the Pay Transparency Policy Statement.If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.Employment eligibility to work with American Express in the U.S is required as the company will not pursue visa sponsorship for these positions