Fcrm Bsa/Aml Risk Assessment Quality Assurance- Senior Analyst

FCRM BSA/AML Risk Assessment Quality Assurance- Senior AnalystWork Location: Jacksonville, Florida, United States of America
Hours: 40
Pay Details: $33.00 - $49.50 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues.
Growth opportunities and skill development are defining features of the colleague experience at TD.
Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.
The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
Line of Business: Financial Crime Risk Management
Department Overview: The Financial Crime Risk Management (FCRM) BSA/AML Risk Assessment Quality Assurance (QA) Senior Analyst is responsible for the execution of the QA program as directed by QA Management in line with the standards set forth by the Head of FCRM Quality Assurance.
To be successful in this role, a candidate should possess strong knowledge/understanding of BSA/AML Risk Assessment process, including one or more of its components (e.g.
Inherent Risk & Controls Assessment, Residual Risk), a challenge mindset, and good interpersonal and communication skills.
Job Description: The Senior AML Financial Crime Risk Analyst role contributes to the development and maintenance of TD's AML/ATF/Sanctions/ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting and/or escalation of issues.
This role conducts periodic and event-driven reviews of customers, including targeted reviews to assess risks.
Additionally, this role supports management in delivery of initiatives related to risk assessment, internal/external exam support, etc.
Depth & Scope: Works independently as the senior analyst / subject matter expert and may coach and educate othersOversees and/or independently performs tasks from end-to-endApplies expert knowledge of business operations, products, services, methods and operating standards to drive unit or team performanceExecutes on more complex and/or non-standard requestsResearches and investigates a range of operational / reporting / process issuesRecommends and implements solutions within own area of responsibilityMay need to coordinate / integrate work with other areas as neededProvides advanced analysis and/or specialized reporting to support business partners, functional areas or centres of expertiseRequires advanced technical / business / function knowledge for discipline supportedHigh level of complexity in operational / reporting / process and/or analysis function requiring medium to longer term focusRepresents the group as the lead or subject matter expert on projects / initiatives and/or at meetings across the organizationEducation & Experience: Undergraduate Degree or equivalent professional work experience5+ years of experiencePreferred Skills: 2 years experience working in a challenge or advisory function (e.g., Internal Audit, ORM, Risk Oversight) within the financial services industry.Skilled knowledge and familiarity with BSA/AML, OFAC Sanctions Regulatory requirements, with particular focus on the Risk Assessment processStrong analytical skills, multi-tasking, working against tight deadlines, and active hands-on management of workChallenge mindset and attention to detail to complex issuesCustomer Accountabilities: Contributes to the development of team procedures and governance processes and advises GAML stakeholders and teams of changes and enhancements to enterprise AML programs and requirements and where they may impact in the organization.Works with GAML partners and other related groups (such as Compliance, Legal and Risk etc.)
to support creation of documentation and reports required by external regulatory bodies and TD internal groupsConducts research, assesses AML risks and controls, and otherwise contributes to a specialized team of AML compliance professionals, interacting with key stakeholdersProvides governance oversight through management of the policy and training exemption governance and reporting processes to the GAML Senior Executive Team (and related AML Sub-Committees)Assists GAML team members in the use of Issues and Events system for tracking and reportingPrepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of the AML programDelivers relevant subject matter expertise and AML advice to business / GAML partnersInteracts with control functions within the organizationDevelops and delivers training programs for applicable employees across the BankConducts meaningful research, analysis, and assessment of AML program activities at the functional level using results to draw conclusions, make recommendations, assess the effectiveness of enterprise AML programsPrepares research, analysis, updates tools and/or supports training activities specific to risk assessmentContributes to the development of processes, procedures and guidance relevant to own specific GAML function of expertiseShareholder Accountabilities: Prioritizes and manages own workload to meet SLA requirements for service and productivityProvides high quality service and advice to key business (GAML) partners and monitors progress of initiatives, action plans, or similar activitiesProtects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issuesDelivers relevant subject matter expertise and AML advice to business (GAML) partnersParticipates as assigned in new or revised product initiatives, advises businesses on AML compliance requirements and ensures that those requirements are properly written into requirements for business projectsParticipates in GAML level projects as needed, to facilitate and oversee changes to AML processes, systems, or practicesCoordinates with other AML partners and business compliance partners to ensure consistency in the application of AML programs and standards across the enterpriseEnsures relevant AML programs align with TD corporate philosophy and strategic directionMonitors AML industry developments and maintains strong knowledge of evolving regulatory requirements and assesses potential impactsContributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situationsComplies with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews, providing recommendations and guidance as requiredMaintains a culture of risk management and control, supported by effective processes in alignment with risk appetiteParticipates in responding to periodic exams/audits by regulatory bodies and Internal Audit, to determine level of BSA/AML complianceContributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situationsEmployee/Team Accountabilities: Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interestShares industry knowledge for own area of expertise and participates in knowledge transfer within the team and functionGrows knowledge of the business, related tools and techniquesParticipates in personal performance management and development activities, including cross training within own teamKeeps others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activitiesContributes to the success of the team by willingly assisting others in the completion and performance of work activities, providing guidance as appropriate.Contributes to a fair, positive and equitable environment that supports a diverse workforceActs as a brand champion for the function and the bank, both internally and/or externallyWho We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores.
Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world.
More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support.
We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.
Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
Additional Information:
We're delighted that you're considering building a career with TD.
Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Accommodation If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at ****** .
Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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At TD we're guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior.
In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care.
Our Commitment to Diversity, Equity, and Inclusion
At TD, we're committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported.
Helping to Make an Impact in Communities – TD Ready Commitment
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future.
That's why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative.

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