Why Join Apple?
Apple FCU is deeply rooted in the community; we value and embrace workplace diversity.
We believe our employees are our most valuable asset, so we are committed to providing professional development and assisting in career journeys.
Apple FCU also offers a robust benefits package, including health; vision; dental; 401(k) contribution match; tuition reimbursement; guaranteed 11 federal holidays; paid time off; paid volunteer time; TEAM Bonus plan and much more.
Additional Workplace Highlights:
Named Top Workplaces by the Washington Post 2024 Named Top Workplace USA 2024 Named American Banker Best Credit Unions to Work For 2023 Diverse, friendly work environment, progressive management staff 21 branches in Northern Virginia with easy commuting distance As a Financial Advisor at Apple Federal Credit Union, you will play a pivotal role in helping clients achieve their financial goals and secure their financial futures.
This position offers an exciting income opportunity, a supportive and collaborative work culture, and ample room for professional growth and development,
Knowledge and Skills:
Experience Identifies and evaluates Members needs for financial services, assess the objectives and goals of the individual, then develops an investment strategy to implement.
Analyzes client financial information (including assets, income, debts and other liabilities, cash flow, and tax status), investment objectives and goals and determining which financial products best meet individual members' needs and financial circumstances.
This includes comparing and evaluating possible investment options for individual clients, identifying investment strategies and potential investments based on market conditions and clients' particular circumstances, and assessing the timing of investments by analyzing market conditions to determine the optimum times to conduct securities transactions for clients.
Call members from the large transaction report, monthly CD maturing report, or any additional reports provided by the VP, Apple Financial Services to schedule appointments with members.
Collects (either in person, video conference, or by telephone) client financial information (including assets, income, debts and other liabilities, cash flow, and tax status), investment objectives and goals.
Advises members regarding the advantages and disadvantages of different financial products.
Services and performs periodic reviews of existing client accounts and meets with clients periodically to review and update client needs ensuring investment objectives and goals are progressing according to plan.
Meetings to take place either monthly, quarterly and/or yearly depending on client needs established by Financial Advisor.
Stays current and analyzes market conditions and otherwise educating and updating themselves about financial and investment vehicles in the market and the tax and securities consequences to clients of investments.
Attends training and/or completing required continuing education and keeps current on investment products and services offered.
Meets monthly with VP of Apple Financial Services LLC.
Drives investment and program integration initiatives with credit union (including branch employee training).
Provides regular feedback to the branch employees.
Work with Branch Managers to identify and leverage cross-sell opportunities.
Supports all product and campaign launches.
Markets, services, and promote CFS' financial services and products, including prospecting new clients through marketing, call outs, etc., and scheduling appointments.
Remains visible to the appropriate segments of the public in order to meet and to retain potential new clients for CFS, including conducting client workshops/seminars on various topics (i.e.
Social Security, Education planning, Retirement planning, etc.)
Brings about the purchase or sale of financial product including executing the actual transactions that result from their financial advice.
Follows through on the sales goals set forth by the Investment Program.
Meets activity and production goals as outlined in Business Plan.
Develops/updates business plan with VP, Apple Financial Services LLC.
Identifies and develops relationships with Wholesalers.
Follows the rules and regulations set forth by the credit union, FINRA, SEC and the broker/dealer.
Represents the firm and assigned financial institution in relationships with clients, industry organizations, regulatory bodies, and other key outside parties.
Work branch hours - 8:45 AM - 5:00 PM, Monday through Friday.
Keep a consistent schedule at designated branches.
Supports Company Mission and Corporate Values.
Remains cognizant of and adheres to credit union policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Complies with CFS policies and procedures, Rules and regulations set forth by FINRA and the SEC.
Perform other related Management and/or financial duties as assigned by the Vice President of Apple Services.
Education Bachelor's degree in finance, business, economics, or related field (preferred).
Relevant certifications such as CFP, CWS, ChFC, or CFA are a plus.
Proven experience in financial planning, investment advisory, or related roles.
Licenses and Registrations: FINRA Series 7, 63/65 (or 66) licenses along with Life, Accident & Health licenses required.
Clean U-4 and Background
Interpersonal Skills
Must possess excellent people skills.
Other Skills
Ability to multi-task.
Excellent oral and written communication skills is required.
Excellent analytical and problem-solving skills.
Ability to manage multiple tasks and provide courteous and timely member service.
PC proficient, including MS Office Suite.
Excellent attention to detail and written and verbal communication skills.
*** Apple Federal Credit Union values, encourages, and implements diversity in the workplace.
As an equal opportunity employer, Apple Federal Credit Union does not discriminate in employment with regard to race, color, religion, national origin, citizenship status, ancestry, age, sex (including sexual harassment), sexual orientation, marital status, physical or mental disability, military status or unfavorable discharge from military service or any other characteristic protected by law.
***All selected candidates will be subject to credit and background checks to determine employment eligibility.
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