Full Stack Software Engineer, Risk (R12053)

ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a mission-driven fintech that puts its 2.0 million members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $16.6 billion in responsible and affordable credit, saved its members more than $2.4 billion in interest and fees, and helped its members save an average of more than $1,800 annually. Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009. WORKING AT OPORTUN
Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups. ENGINEERING BUSINESS UNIT OVERVIEW: The charter for Engineering group at Oportun is to be the world-class engineering force behind our innovative products. The group plays a vital role in designing, developing, and maintaining cutting-edge software solutions that power our mission and advance) our business. We strike a balance between leveraging leading tools and developing in-house solutions to create member experiences that empower their financial independence.

The talented engineers in this group are dedicated to delivering and maintaining performant, elegant, and intuitive systems to our business partners and retail members. Our platform combines service-oriented platform features with sophisticated user experience and is enabled through a best-in-class (and fun to use!) automated development infrastructure. We prove that FinTech is more fun, more challenging, and in our case, more rewarding as we build technology that changes our members' lives.

Engineering at Oportun is responsible for high quality and scalable technical execution to achieve business goals and product vision. They ensure business continuity to members by effectively managing systems and services - overseeing technical architectures and system health. In addition, they are responsible for identifying and executing on the technical roadmap that enables product vision as well as fosters member & business growth in a scalable and efficient manner.

POSITION OVERVIEW As a Senior Software Engineer – Full Stack at Oportun, you will be a key member of our engineering team, responsible for designing, developing, and maintaining sophisticated software solutions in achieving the charter of the engineering group. Your mastery of a technical domain enables you to take up business problems and solve them with a technical solution. With your depth of expertise and leadership abilities, you will actively contribute to architectural decisions, mentor junior engineers, and collaborate closely with cross-functional teams to deliver high-quality, scalable software solutions that advance our impact in the market. This is a role where you will have the opportunity to take up responsibility in leading the technology effort – from technical requirements gathering to final successful delivery of the product - for large initiatives (cross-functional and multi-month-long projects). RESPONSIBILITIES You actively contribute to the end-to-end delivery of complex software applications, ensuring adherence to best practices and high overall quality standards. You have a strong understanding of a business or system domain with sufficient knowledge & expertise around the appropriate metrics and trends. You collaborate closely with product managers, designers, and fellow engineers to understand business needs and translate them into effective software solutions. You provide technical leadership and expertise, guiding the team in making sound architectural decisions and solving challenging technical problems. Your solutions anticipate scale, reliability, monitoring, integration, and extensibility. You conduct code reviews and provide constructive feedback to ensure code quality, performance, and maintainability. You mentor and coach junior engineers, fostering a culture of continuous learning, growth, and technical excellence within the team. You play a significant role in the ongoing evolution and refinement of current tools and applications used by the team, and drive adoption of new practices within your team. You take ownership of (customer) issues, including initial troubleshooting, identification of root cause and issue escalation or resolution, while maintaining the overall reliability and performance of our systems. You set the benchmark for responsiveness and ownership and overall accountability of engineering systems. You independently drive and lead multiple features, contribute to (a) large project(s) and lead smaller projects. You can orchestrate work that spans multiples engineers within your team and keep all relevant stakeholders informed. You support your lead/EM about your work and that of the team, that they need to share with the stakeholders, including escalation of issues. REQUIREMENTS: 6+ years of related experience with a Bachelor's degree; or a Master's degree with an equivalent combination of education and experience. Proven track record of delivering sophisticated software solutions with high quality. Exceptional problem-solving and analytical skills, with a passion for tackling complex technical and business problems. challenges. Solid understanding of data structures, algorithms, and software design principles. Demonstrated experience in web application development, RESTful APIs, and frontend technologies HTML, CSS, Java Script, Angular Write clean maintainable, and efficient code to ensure high-quality UI components and features. Strong proficiency in Java, Micro services, Spring boot, Spring Framework, RESTful APIs, Hibernate Experience with relational databases like MySQL, MariaDB and SQL Ability to quickly learn new systems/requirements, and create POCs and develop code. Solid grasp of version control systems, such as Git. Knowledge in OAuth2 Excellent communication and interpersonal skills, with the ability to collaborate effectively in a team-oriented environment. Proven ability to mentor and lead other engineers, fostering a collaborative and supportive work environment. Excellent communication and interpersonal abilities, with a track record of effectively collaborating in a team-oriented environment. Exposure to one of the cloud technologies - AWS/Azure/GCP Desired: Experience with cloud technologies, preferably AWS or Azure, is highly desirable. Experience in automation with Web Driver IO Why Join Us: If you are passionate about leveraging technology to make a positive social impact and are excited to contribute to our mission, we invite you to apply for the role of Associate Software Engineer at Oportun. Join us to shape the future of responsible finance and improving the lives of hard-working individuals and families. Make a meaningful impact by contributing to solutions that address real-world financial challenges for underserved communities. Experience a collaborative and inclusive work culture that values innovation and diversity. Take advantage of opportunities for professional growth and skill development through mentorship and training. Enjoy competitive compensation package, including benefits Achieve work-life balance and flexibility to support your personal and professional well- being. #LI-REMOTE #LI-GK1 We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate. California applicants can find a copy of Oportun's CCPA Notice here:  https://oportun.com/privacy/california-privacy-notice/. We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI's Internet Crime Complaint Center (IC3).