San Francisco, CA, New York, NY, Portland, OR, or Remote within Canada or United States
The Risk function at Mercury plays a dual role: safeguarding our customers while enabling responsible and compliant expansion of our financial platform.
As the Head of Risk Engineering, you will lead a group of engineers and managers dedicated to designing, developing, and scaling systems that underpin Mercury's approach to fraud detection and regulatory compliance. You'll work cross-functionally with product managers, designers, data scientists, compliance officers, and other product teams to ensure that Mercury's risk systems are robust and adaptable to evolving challenges.
In this role, you will:
Define and execute a risk engineering strategy: develop plans that align with Mercury's long-term vision to ensure that our approach to risk supports rapid and compliant growth.Lead a team of talented managers and engineers: foster a culture of excellence, innovation, user-centric design, and collaboration in our engineering team.Build and scale risk infrastructure: architect and scale foundational risk systems to support real-time decision-making, effective data management, and advanced fraud prevention.Develop self-service tools for internal teams: empower product, compliance, and risk operations teams with extensive and user-friendly risk tooling, enabling independent monitoring and management of risk processes.Support compliance and regulatory standards: collaborate with legal and compliance experts to keep Mercury a compliance leader in an evolving regulatory climate.Champion data-driven risk management: lead initiatives to leverage data and machine learning in fraud detection and compliance.What you bring:
Proven leadership in engineering: 10+ years of engineering experience with at least 2 years in a senior leadership role, ideally within fintech or regulated technology environments.Risk and compliance expertise: deep experience in fraud prevention and compliance (KYC/KYB, AML), ideally within the financial services industry.Technical proficiency: knowledge of backend systems, and risk-related technologies (e.g., machine learning for fraud detection).Customer-centric approach: heavy focus on understanding users and developing strong opinions on the product.Data-driven mindset: skilled at leveraging data and analytics to inform risk strategies.Strong cross-functional collaboration skills: ability to work closely with diverse teams to develop holistic risk solutions.Adaptability and innovation: ability to navigate and lead in a fast-paced, dynamic environment.Mercury is redefining banking for startups, combining a deep understanding of customer needs with cutting-edge technology. As the Head of Risk Engineering, you'll have the opportunity to shape the future of risk at Mercury, leading a mission-critical team and building scalable, impactful solutions that enable safe, seamless growth.
The total rewards package at Mercury includes base salary, equity (stock options), and benefits. Our salary and equity ranges are highly competitive within the SaaS and fintech industry.
Our target new hire base salary ranges for this role are the following:
US employees (any location): $278,000 - 327,000 USDCanadian employees (any location): CAD 253,000 - 297,600Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.
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