Upgrade is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. We were the fastest growing company in the Americas last year according to the Financial Times and Upgrade Card was the fastest growing credit card in America two years in a row. We have delivered over $33 billion in affordable and responsible credit to our 5.5M customers. The company is backed by some of the most prominent technology investors and was recently valued at $6.3B. We have built an energizing, collaborative and inclusive culture where team members help each other, learn and innovate to move the company and its customers in the right direction, and own the outcome of their efforts. Upgrade has been named a "Best Place to Work in the Bay Area" three years in a row, "Top Companies to work for in Arizona" and one of the "Best Engineering Department" awarded annually by Comparably. We've also received recognition for being a best company for Diversity, Women, Culture, and Veterans. We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1850 talented and dedicated professionals. Come work with us if you like to tackle big problems and make a meaningful difference in people's lives. About the Role: We are looking to hire a Manager of Structured Solutions for our Capital Markets team. The role will be located in New York City. This Analyst or Manager will be responsible for helping to expand and diversify Upgrade's funding channels across all five of our credit products - Personal Loan, Card, Home Improvement, Indirect Auto, and BNPL Travel. The role will have high visibility within the organization to the executive team and senior leadership. The position reports directly to the Head of Capital Markets Structured Solutions and will be based in New York City. We are looking for a candidate who is highly driven, resourceful, and will thrive in fast-paced environments. What You'll Do: Create innovation capital markets solutions to expand Upgrade's investor base Analyze securitization transactions to optimize structure and maximize proceeds Partner with credit, legal, and finance teams to maintain best-in-class investor experience Identify new capital opportunities with institutional investors, leverage providers, ratings agencies, and banks Own communications with prospective investors on collateral performance, product developments, portfolio analytics, and marketing materials Assist in the preparation and negotiation of investor documents including all legal and structural matters related to forward flow, warehouse, or securitization transactions Maintain CRM to assist in the development of Upgrade's strategic initiatives Advise leadership on investor sentiment and market color for strategic decision-making Represent Upgrade at investor conferences and in-person meetings What We Look For: 3-5+ years of experience in capital markets or structured finance Advanced knowledge of Excel, Powerpoint, and Salesforce; SQL experience a plus Experience with consumer lending or adjacent credit portfolios Ability to identify and prioritize opportunities that align with Upgrade's funding needs Desire and ability to work in a fast-paced environment across multiple product lines Highly organized, detail-oriented, and a strong client service orientation Self motivated and resourceful, able to identify tasks, work independently, and manage timelines Excellent written and verbal communication skills Experience analyzing large data sets preferred Willingness to travel - 6 to 8 conferences per year Bachelor's degree required What We Offer You: Competitive salary and stock option plan 100% paid coverage of medical, dental and vision insurance Flexible PTO Opportunities for professional growth and development Paid parental leave Health & wellness initiatives The compensation range of this position in New York City is USD $130,000-150,000 annually plus equity and benefits. Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience. #BI-Hybrid #LI-Hybrid Notice to California-based Candidates for Employment. This California Candidate Privacy Notice is intended to provide information about how Upgrade collects and uses personal information to California consumers who apply for employment with Upgrade If you are employed by Upgrade, refer to the Employee Handbook for additional information. For any questions about this notice, please contact ******** . Personal Information Upgrade Collects: Identifiers Including name, address, email, telephone number, social security number, driver license number, passport number, and other personal identifying information. 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To provide compensation, including payroll, and administer stock options and benefits, including medical, dental, vision, commuter, and retirement benefits. To provide human resources services and conduct performance evaluations. To monitor work eligibility including work-related licenses, credentials, training, and eligibility to work in the United States. To improve recruitment and interview processes and ensure a safe and efficient working environment. To comply with applicable legal or regulatory requirements including state and federal company reporting obligations. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.