Mission Lane is revolutionizing access to financial tools to pave a clear way forward for millions of Americans on the path to financial success. We strive to create solutions no one ever has before, to redefine the financial industry for the better. Sound like a mission you could get behind?Mission Lane's Credit Team is looking for someone to join our geographically diverse team. Our headquarters are in Richmond, VA but this team is located across the country.The Impact You'll Make in this Role:At Mission Lane, our analysts work on initiatives that touch all facets of the business and have the opportunity to work on different teams within the organization as their careers develop. The Credit Team is responsible for matching prospective customers with the right product terms, owning the underwriting process throughout the lifetime of the customer, understanding lifetime value, and creating pathways to customer graduation all while staying true to our mission.About this role: As a Principal Analyst, you will: Design, ground, and build customer level LTV (lifetime value models)Optimize current acquisition and account management strategies in response to customer behavior and changing marketplace conditions Develop actionable financial strategies based on financial data-driven insights to improve credit risk and profitability while driving step changes in the company's growth trajectorySeed tests in market to better understand customer behavior and leverage learnings to invest in future growth Collaborate with cross functional teams across product, data science, engineering and capital markets to bring strategies to market Articulate and communicate strategies to senior leadership QualificationsProven ability to problem solve end-to-end: from framing the question and forming a hypothesis, to analyzing the data, to communicating and debating the answer with other stakeholdersFamiliarity with SQL, python, or other tools for data analysis2-4 years of experience in a highly analytical roleBachelor's or Masters in Economics, Finance, Engineering, Mathematics, or similar quantitative field with record of strong academic performancePreferred Qualifications Experience doing analytical work with credit cards or other consumer lending productsExperience helping scale a business in a fast-paced startup environmentExpertise in SQL or PythonAt Mission Lane, we're looking for people who have the courage to take on new challenges. If you need accommodations to perform at your highest potential throughout the application and/or interview process, don't hesitate to reach out.We're committed to ensuring our team members have balance in their lives. Our comprehensive benefits package* provides the support you need to thrive at work and at home.Work:An engaging culture with access to training programs and advancement opportunitiesLife:Full health, dental, and vision benefits, Flexible Spending Account (for medical and childcare expenses), paid parental leave, and a 401k Company MatchBalance:Generous PTO, flexible schedules, a Calm App subscription, and more.
