Overview: This position collects past due payments at an advanced level of skill and complexity on various consumer and business account types by phone, while upholding the Bank's high standards for the client experience. Probes clients with fact finding questions to ensure a complete understanding of reasons for delinquency, and works with the client to establish payment arrangements or prescribe other treatments with the goal of bringing the account current. Calls are primarily made using an automated dialing platform which is integrated with the collections system, so it is important that this position is able to type, talk, and navigate multiple systems simultaneously in order to maintain satisfactory productivity standards. This position is considered a first line of defense and is expected to maintain a high level of attention to detail, analyze facts, and make sound decisions in order to mitigate risk to the Bank. May provide training for less experienced specialists in the work group.
Responsibilities: Resolution Support - Contacts past due clients to secure payment arrangements or apply the appropriate treatment to resolve delinquency. Some of the accounts have a high level of complexity and may require research. Assists less experienced associates with difficult and escalated calls. Serves as liaison between the branch and client to ensure streamlined account resolution.Client Service - Establishes rapport and delivers the best client experience while maintaining the highest standard of professionalism and call quality.Operational Support - Documents accounts, uses correct system coding, and submits account maintenance with accuracy. Works more complex accounts and conducts skip tracing. Qualifications: High School Diploma or GED and 2 years of experience in Collections
Skill(s): Knowledge of and ability to follow Bank policies, procedures, and applicable regulations at all times
Spanish Bilingual Abilities highly preferred and provide for additional compensation.
First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits.
This job posting is expected to remain active for 3 days from the initial posting date listed above. If it is necessary to extend this deadline, the posting will remain active as appropriate. Job postings may come down early due to business need or a high volume of applicants.