Sr. Commercial Mortgage Loan Closer - Remote

Symetra has an exciting opportunity to join our team asa Sr. Commercial Mortgage Loan Closer!

About the role
As a Sr. Commercial Mortgage Loan Closer you will be responsible for managing the coordination, documentation and closing of a large portfolio of commercial real estate loan investments that meet the company's documentation and due diligence standards as well as providing training/mentoring for less experienced team members. Achieve this by actively managing the timely receipt and analysis of due diligence items to identify exceptions, analyze the risk of exceptions and employ a resolution or make recommendations for resolution and elevate as necessary. Additionally responsible for the selection and preparation of the standard loan documents to accurately reflect the terms of the transaction.

What you will do
Actively manage a large portfolio of commercial real estate loans through the effective communication, tracking and coordination of due diligence items with internal and external parties and resolution of issues as needed to meet closing deadlines.
Project timing of closings with high degree of accuracy to enable realistic forecasting of cash needs.
Review title insurance commitments and exception documents to assure the loan is in first lien position and not subject to hidden defects or monetary encumbrances that may impact the security for the loan.
Complete standard escrow instructions containing the permitted exceptions and required endorsements based on property type, and location. Review survey if applicable.
Responsible for evaluating and deciding whether or not a loan qualifies for limited scope environmental report.
Review, analysis and approval, or elevation as appropriate, of the findings of the environmental review consultant for phase I site assessments or the limited scope reports.
Review and analysis of the property condition assessments for loans over $5M to evaluate the condition of the collateral, identify defects or deferred maintenance and coordinate with underwriting to evaluate the impact and effectuate proper resolution.
Review borrower and guarantor formation documentation to ascertain the appropriate powers and designated parties permitted to execute documents on behalf of the entity.
Select and prepare standard loan documentation to properly incorporate the approved terms and requirements of the loan; identify and include alternate terms/language when necessary.
Review Property and Liability insurance coverages to ensure they meet Symetra's requirements and work with mortgage bankers to obtain revisions as needed; draft Side Letters in cases where variances to standard requirements are approved.
Prepare Subordination, Nondisturbance, and Attornment Agreements for all Major Tenants and negotiate non-standard forms of SNDA with assistance from Symetra's legal counsel; track receipt of and review Tenant Estoppel Certificates for all commercial tenants to confirm underwritten lease terms and work with Analyst and Originator to resolve any issues noted in the Estoppel Certificates.
Execute funding process including the finalization and transmittal of final loan documents, calculation of funding wire, communication with escrow, system inputs, file organization, verification of document execution and wiring procedures.

Why work at Symetra
"If you want to invest in yourself and build a career, this is a great place to work. If you don't want to put in the effort to learn the industry and become a student of the business (it takes real effort!), there are easier places to work."Cris H. - AVP Internal Sales, Training and Development

"Symetra is inclusive of all employees regardless of their personal differences."Darrell J. - Actuary III

"Symetra values learning. Symetra has so many resources - whether that is the Student of the Business courses, sponsorship of professional certifications, or just individual employees being so willing to teach and answer questions."Felicia D. - Financial Reporting Lead Senior Analyst

What we offer you
We don't take a "one-size-fits-all" approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.
Flexible full-time or hybrid telecommuting arrangements
Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
Paid time away including vacation and sick time, flex days and ten paid holidays
Give back to your community and double your impact through our company matching
Want more details? Check out ourSymetra Benefits Overview

Compensation
Salary Range: $75,300 – $125,600 plus eligibility for annual bonus programs
Who you are
5-6 years in closing commercial real estate loans.
Certification required: Notary Public
Conversant knowledge of commercial real estate loan closing process, including the review and analysis of entity formation documentation, title insurance, surveys, engineering reports, property and liability insurance, due diligence requirements and standard loan documents.
Ability to select and prepare the correct standard loan documents to accurately reflect appropriate loan terms & requirements.
Oral and written skills enabling positive one-on-one interaction and effective communication of expectations and actions.
Demonstrated customer service experience.
Attention to detail and accuracy when performing verification of due diligence items, and document drafting.
Ability to establish priorities and manage multiple transactions at a time.
Strong organizational skills.
Ability to manage time and work independently to complete tasks and meet multiple deadlines.
Computer skills – strong proficiency in Microsoft office products including Word, Excel, Outlook, Internet Explorer and Dynamics as well as Adobe Acrobat (PDF files).
Highschool diploma required
This is a remote role with required travel to the Bellevue office for in-person events a few times per year. 

We empower inclusion
At Symetra,we aspire to be the most inclusive insurance company in the country. We're building a place where every employee feels valued, respected, and has opportunities to contribute. Inclusion is about recognizing our assumptions, considering multiple perspectives, and removing barriers.

We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our effortsHere.

Creating a world where more people have access to financial freedom
Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we're guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they're buying, and we design products—and operate our company—to stand the test of time. We're committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.
For more information about our careers visit:https://symetra.eightfold.ai/careers

Work Authorization
Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.

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