Position Summary
The bank's Sr Credit Officer (Sr CO) is responsible for administering sound credit policies and procedures that result in a safe and sound credit portfolio.
In collaboration with senior executives, the Sr CO will set short and long-term goals which establish a credit portfolio that is diversified and aligned with the bank's overall company strategies and mission.
Primary Duties and Responsibilities Recruit, develop, lead and retain a high performing credit management culture and team.
Develop and administer a relevant and sound credit policy that integrates with the bank's growth, safety, and market plans.
Oversee and guide an effective underwriting, credit monitoring and credit grading program.
Lead the bank's credit committee on behalf of the bank's CEO and bank credit committee Chair.
Responsible for compliance of all applicable rules and regulations pertaining the granting and administering of all commercial and consumer credit.
Advises the bank's CEO and Board of Directors on matters of importance and strategy.
Secondary Duties in PositionMaintains necessary security and confidentiality of client and bank information.
Develops and administers effective problem credit workout planning.
Assists Risk Management leaders in developing and communicating to key stakeholders, including board of directors and regulators.
Works in partnership with Chief Lending Officer, Chief Finance Officer and Chief Operations Officer to operate bank efficiently and profitably.
Involvement in community and relationship development activities on behalf of the bank.
Education and Experience RequiredBachelor's Degree (6 hours of accounting preferred).
10 or more years of commercial credit experience preferred.
Skills and Abilities Required Excellent credit underwriting skills, including familiarity with C&I and real estate lending.
Strong technology awareness and skills Ability to develop and present information in varied mediums.
Strong interpersonal leadership skills and team building Ability to work cooperatively and build professional relationships.
Susser Bank is an equal opportunity employer.
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.
Susser Bank participates in E-Verify.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.
41 CFR 60-1.35(c)