Symetra has an exciting opportunity to join our team as aSenior Underwriter!
About the role
As a Senior Underwriter, you will classify mortality risks in a sound, objective and consistent manner by applying company guidelines and philosophies with consideration for company profitability and marketplace needs. Sound financial underwriting and product knowledge is required along with an understanding of Symetra and life insurance industry practices. Handling and approval authority expectations are for at least $1,000,000 or based upon management discretion.
What you'll do in this role
Review individual life insurance applications and underwrite standard and substandard risks within authorized limits of authority in accordance with department guidelines
Determine whether to accept, reject or modify life insurance risks by evaluation of applicant's medical history, financial background, insurable interest and financial need.
Confer with other Senior and Consultant-level Underwriters, Medical Director, Director of Individual Underwriting and/or Chief Underwriter on complex cases and situations not established by practice. Obtaining second signature on cases that exceed designated underwriting authority.
Meeting established time service standards.
Communicate effectively with agents/producers to explain adverse underwriting decisions, while maintaining agency relationship and encouraging future business.
Manage key producer accounts in concert with Case Specialists, travel with field reps.
Present agency seminars on underwriting topics.
Other duties/projects as assigned.
Proactively seek opportunities to help with other underwriters' work lists and with department projects outside routine duties.
Represent the underwriting function in inter-departmental meetings/projects.
What we offer you
"If you want to invest in yourself and build a career, this is a great place to work. If you don't want to put in the effort to learn the industry and become a student of the business (it takes real effort!), there are easier places to work." Cris H. - AVP Internal Sales, Training and Development
"Symetra is inclusive of all employees regardless of their personal differences." Darrell J. - Actuary III
"Symetra values learning. Symetra has so many resources - whether that is the Student of the Business courses, sponsorship of professional certifications, or just individual employees being so willing to teach and answer questions." Felicia D. - Financial Reporting Lead Senior Analyst
Benefits and Perks
We don't take a "one-size-fits-all" approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.
Flexible full-time or hybrid telecommuting arrangements
Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
Paid time away including vacation and sick time, flex days and ten paid holidays
Give back to your community and double your impact through our company matching
Want more details? Check out our Symetra Benefits Overview
Compensation
Hourly Salary Range: $82,900- $ 138,100 plus eligibility for annual bonus program
Who you are
Strong analytical and problem-solving skills
Demonstrated ability to exercise good underwriting judgment with decisiveness while handling full underwriting caseload.
Experience having approval authority of 3 million and above
Strong attention to detail
Excellent organizational skills and ability to multi-task effectively
Ability to communicate in clear and concise manner.
Thorough knowledge of underwriting principals, practices, departmental procedures, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law.
High School diploma or equivalent experience required
We empower inclusion.
At Symetra, we aspire to be the most inclusive insurance company in the country we're building a place where every employee feels valued, respected, and has opportunities to contribute. Inclusion is about recognizing our assumptions, considering multiple perspectives, and removing barriers.
We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts here.
Creating a world where more people have access to financial freedom.
Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we're guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they're buying, and we design products—and operate our company—to stand the test of time. We're committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.
For more information about our careers visit:
https://symetra.eightfold.ai/careers
Work Authorization
Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.
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