USA Sr. Analyst, Credit Risk (048RI1)New York, United States of AmericaUSA Job Function Description: Ensures adherence to the policies and procedures established by the company. Manages policy, standard definition and monitoring of policy, standard implementation, ensuring harmonization and consistency of risk policies.
Monitors and manages risk/exposure and compliance with the company's policies. Identifies, manages and reports on the company's risk areas. Evaluates the adequacy and effectiveness of data, document retention, and monitors systems.
Essential Functions/Responsibilty Statements:
Analyzes trends in credit risk data and escalates developments according to company policy and procedures for risk escalations.
Communicates and shares insight to causes of risk indicators and proposes recommendations to resolve or mitigate identified risks with team.
Reviews identified credit risks and liabilities; informs and recommends resolutions with business lines to mitigate risk potential.
Assists in processing risk assessments by analyzing risk data and identifying any plausible risks affecting the business and operations.
Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education: Bachelor's Degree or equivalent work experience
Work Experience:
1-4 years ;
Skills and Abilities:
Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures.
Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers.
Strong quantitative capabilities and analytical skills, including an investigative mindset.
Strong MS Office (Excel, PowerPoint, Word, Visio, and Outlook) skills.
Strong verbal and written communication skills.
Ability to build and foster internal relationships.
Strong organizational and time management skills.
Diversity & EEO Statements:
At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.
Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent Minimal physical effort such as sitting, standing and walking.
Occassional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown.
Physically capable of lifting up to fifty pounds, able
to bend, kneel, climb ladders.
Employer Rights:
Employer Rights:This job description does not list all of the job duties of the job.
You may be asked by your supervisors or managers to perform other duties.
You may be evaluated in part based upon your performance of the tasks listed in this job description.
The employer has the right to revise this job description at any time.
This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.Primary Location: New York, NY, Madison Ave CorpOther Locations: New York-New YorkOrganization: Banco Santander S.A.