Who is Recruiting from Scratch: Recruiting from Scratch is a talent firm that focuses on placing the best candidate for our clients. Our team is 100% remote and we work with teams across North America, South America, and Europe to help them hire.
Salary Range: $200,000-$280,000 base plus competitive equity.
Full-Stack Software Engineer – Credit Risk (Fintech Focus) We're working with an exciting, high-growth fintech company seeking a Full-Stack Software Engineer to focus on credit risk. This role is perfect for someone with prior experience deploying machine learning models into production and collaborating directly with data scientists.
As a foundational member of the engineering team, you'll help build the models and infrastructure powering the company's underwriting processes. If you enjoy building things from scratch, owning features end-to-end, and thrive in a fast-paced, high-impact environment, this could be the ideal opportunity for you.
Key ResponsibilitiesBuild the core risk models that power underwriting decisions, determining who the company lends to, how much, and under what terms.Own the entire process, from building pipelines and writing training loops to deploying models into real-time production code.Scale and optimize the underwriting service while maintaining low latency.Seek out and integrate new data sources (e.g., credit bureaus, fraud detection services, alternative data like social media, satellite, or street views) into production and training pipelines.Build infrastructure for data ingestion, model training, and deployment.Improve internal tooling used for financial underwriting and manual review processes.Minimum RequirementsProfessional full-stack development experience combined with data engineering expertise.3+ years of experience in Data Engineering or ML Engineering in a production setting.Proven track record of working closely with data scientists to deploy features and models into production.Experience building, maintaining, and debugging distributed machine learning infrastructure.Ability to design backend systems with scalability and future requirements in mind.Experience building internal tools to enhance operational efficiency.Proactive attitude and a fast learner with strong problem-solving skills.Nice-to-HavesExperience in fintech or credit-related industries.Background as a founder, founding engineer, or in roles requiring close collaboration with the business side (e.g., forward-deployed engineer).Entrepreneurial mindset and interest in helping small businesses grow.Experience with web frameworks like Django or Next.js.Customer-centric mindset, with a passion for building solutions that drive impact.This role offers a unique opportunity to work on high-impact projects that are central to the company's business.
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